LEARNING IS A CONTINUOUS PROCESS, WE NEED TO KEEP OURSELVES UPGRADED. FOR WHICH WE NEED TO INVEST OUR TIME, ENERGY, FOCUS, MONEY IN GAINING THE KNOWLEDGE AND UNFOLDING IT’S LEARNING TO BEST OF OUR UNDERSTANDING AND APPLYING IT TO BEST OF OUR ABILITIES. KEY IS BOTH UNDERSTANDING AND APPLICATION, BUT RETURNS WILL DEPEND UPON HOW MUCH WE ARE WILLING TO SHARE & SPREAD ACROSS !!